Thinking about buying a property in St Kilda, Melbourne? Whether you’re a first-home buyer, seasoned investor, or just starting your research, this vibrant Melbourne bayside suburb offers lifestyle, location, and long-term value. At WeNeedFinance, we live and breathe local property finance—and we’ve created this 2025 guide to help you navigate the process with confidence.

While NAB has announced that the rate decrease is effective from the 28th of February, it's important to understand that your repayment amounts won't automatically reduce on that day. NAB is unable to reduce their minimum repayments until a repayment review is requested from the borrowers. This does not meant that you will be repaying more interest than you should but you will be repaying more principal (essentially repaying your loan faster) until the review is completed.

As we are approaching the 2024 Paris Olympics Games, our team of Mortgage Brokers is offering you tips to navigate the home buying journey like a Champion. Your dream of owning a home is within reach – keep pushing forward with determination and surround yourself with a reliable support team.

Have you just settled with ANZ but you can’t see your loan account in your ANZ internet banking app? Find some instructions here on how to link your loan account to your internet banking without having to call ANZ.

Understanding how Reserve Bank of Australia (RBA) rate changes impact your home loan interest rate is crucial to ensure you're getting a good deal. Interest rate fluctuations can leave you feeling powerless, but it’s important to consider them as they are part of every loan's lifespan.

If you have a HECS or HELP debt and are planning to buy a property, you may be wondering how this debt will impact your ability to take out a loan. When applying for a home loan, you will need to disclose information about your liabilities, credit history, and any other debts you may have. Therefore, it is essential to consider the impact of your student debt on your borrowing capacity.

People are often surprised to hear we don’t charge a fee to help them find the right loan product. Instead, we’re paid a commission by the lender.

It's our job to be across thousands of loan products and to scour the market to find you one that:

• Suits your needs now and into the future

• You have a good chance of being approved for

• Will be processed within the timeframes you require.

Renovating a property is a significant decision that will hopefully improve your standard of living or add substantial value to your property. Financing a renovation wether it is cosmetic or structural isn’t as straightforward as you might expect. The type of renovations will dictate the type of loan required. If the wrong loan is chosen, you could be left with a pile of unpaid invoices from your builder.

Before you decide to purchase your first property there are several things to consider, including your current personal circumstances and financial status. Workout the deposit you need and the purchase costs for your first home.

Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. Here are the different parties who may be involved in your home-buying process and how you can use this valuable knowledge base to answer your questions.

With interest rates changing rapidly, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one.

Reducing the life of your loan isn’t rocket science; there are many simple things you can do to cut years off your mortgage. Here are some tips that will help you be mortgage-free sooner than planned.

While some view LMI as being exclusively beneficial for lenders, we explore the value for home buyers.